THE LOW RATE PROGRAM

Do your small-balance commercial clients need more flexibility than banks are able to provide?

Be the hero for your borrowers – offer the Low Rate Program and help them lock in the best alternative solution for their needs.

PROGRAM PERKS FOR CREDIT-WORTHY BORROWERS:

  • Rates as low as 4.250%

  • Fast closings

  • Cash-outs available

PROGRAM HIGHLIGHTS

LOAN AMOUNTS: Up to $5MM

INTEREST RATES: As low as 4.25%

MAX LTV: 75%

AMORTIZATION: Up to 30 years

PROPERTY TYPES: Multifamily, Mixed-Use, Office, Retail, Light Industrial, Warehouse, Self-Storage, Mobile Home Park, Office Condo

LOAN PURPOSE: Purchase, Refinance, Cash-Out Refinance

LOAN TO VALUE (LTV): Max 75%

PREPAYMENT: 5% for 5 years, 5% for 3 years, Declining (5,4,3,2,1)

OCCUPANCY: Investor and Owner-Occupied

BORROWER: U.S. Citizens, Permanent Resident Aliens, Legal Entities