EDXSB - WHERE OPPORTUNITY MEETS CAPITAL
Welcome. EDXSB offers Low Rate, Lite Doc, Residential Rental, and Non-Recourse summarized below. Please navigate to the "Loan Products" menu to learn more and fill out the contact form. You don't have to commit to a loan type now and can evaluate various programs after loan submission.
LOW RATE PROGRAM
Best for: Borrowers looking for the ideal bank/SBA-alternative solution
Best-in-class pricing
Owner-occupied or investor
Purchase, Cash-Out, Refinance
I/O Period Available
Loan Amounts: Up to $2.5 million
Rates: As low as 8.0%
Max LTV Tier 1 & 2: 75%
Term: 5/7-yr Hybrid, 30-yr Fixed
LITE DOC PROGRAM
Best for: Borrowers who may not be able to disclose certain financial information or whose properties are more valuable than a tax return might show.
No tax returns or 4506T required
Investor or Owner-occupied
Cash-Out’s available
Loan Amounts: Up to $2 million
Rates: As low as 8.50%
Max LTV Tier 1 & 2: 75%
Term: 5/7-yr Hybrid, 30-yr Fixed
SFR (1 to 4) RENTAL PROGRAM
Best for: Those looking to close more single family investor deals.
Get cash from rental properties – loans from $75K to $2 million.
Lower your blended rate – consolidate higher-rate loans into single mortgage
No personal income verification – lending decision based on property cash flow*
Loan Amounts: 75k-2M
Rates: As low as 6.5%
Max LTV Tier 1 & 2: 80%
Term: 30-year fixed
